As financial advisers with a combined experience of over 100 years, we understand the importance of personal protection in your wealth creation journey. Personal protection encompasses various aspects, including personal insurance cover, tax minimisation, and estate planning. It's like having a strong defence in a game of sport – just as your offence generates good returns, a well-rounded game plan focuses equally on protecting yourself and your loved ones.

We prioritise your financial well-being by offering comprehensive personal insurance cover tailored to your needs. Our range of insurance solutions includes life insurance, total and permanent disablement insurance, income protection, and trauma cover. We recognise that unexpected events can significantly impact your financial stability, and our goal is to provide you with peace of mind and financial security. By assessing your unique circumstances, we help determine the appropriate level of coverage and customise insurance plans to meet your specific needs. With a wide range of personal insurance solutions available, you can safeguard your way of life and ensure the protection of your loved ones without paying excessive premiums that erode your long-term wealth.

For high-income and high net worth individuals, tax minimisation is a crucial part of your long-term wealth strategy. Our expertise lies in identifying legitimate deductions, credits, and strategies to help minimise your tax liability while remaining fully compliant with Australian tax laws. By analysing your financial situation and aligning it with applicable tax regulations, we can implement effective tax planning strategies that maximise your after-tax income and protect your financial well-being. This may involve establishing trusts, investment bonds, or, in limited cases, self-managed superannuation funds (SMSFs).

Additionally, we understand the importance of estate planning to ensure your hard-earned money aligns with your wishes in the event of passing away or becoming incapable of managing your finances. Our team can assist you in reviewing your wills, Powers of Attorney, and Superannuation binding death benefit nomination forms. We work closely with our extensive network of estate planning professionals to address all aspects of tax management during the estate planning process.

At Vista Financial Group, we are here to support you in addressing personal protection and estate planning needs, providing you with the expertise and guidance to safeguard your financial future.