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Like most of us, Jason Chew has been spending a lot of time on his phone over the Christmas break. He writes about three (non-finance) apps which he couldn’t live without.

Remember when you got your first smartphone?
iPhone, Andriod, whatever.
If you were like me, you had every app you could get your hands on.
When apps were first exploding, it was a real novelty.
So much so that you ended up with screens and screens of apps, 90 percent of which you'd eventually never use.
There are some, though, you can't live without and quickly become part of your regular routine – outside of, say, your banking app, for instance.
Here are the three I currently couldn't live without...
Hip Camp
It's basically the Airbnb of camping, whereby private landowners let you camp on their properties. We camp regularly, so it's fastly become our go-to.
Strava
If you're active, chances are you're already on Strava. To the uninitiated, the app effectively lets you track all your exercise activities, as well as get kudos from your friends for staying active.
Asana Rebel
A friend put me on to this mid-last year. It's basically a holistic resource for being active and maintaining a healthy lifestyle. In fact, it's easily the most comprehensive platform in this space that I've come across.
I'll also add a fourth – Domain.
As you'd expect, I'm on it daily or at least every other day.
I definitely prefer it over realestate.com.au – that's just personal preference, though.
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This edition’s Staff Spotlight gives us the opportunity to learn a little more about Tristan Borg, our Associate Financial Adviser based in our Beaumaris office.
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Global bond yields and oil prices are raising questions about whether markets are facing temporary volatility or a broader shift.
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Learn what happens to your superannuation when you die, how beneficiary nominations work and how to help ensure your super passes to the right people.
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